As we await the launch of ApplePay in Australia, and in light of the plethora of mobile banking tools, here is my wish list against which all such apps should be assessed:

• TRUST – is my money safe?
• CONVENIENCE – can I do multiple transactions from within the same app?
• SECURITY – is my personal data secure?
• RELIABILITY – will it always be there when I need to use it?
• FLEXIBILITY – can I access and transact with all my accounts, brands and products from a single app?
• COST – can I expect lower transaction, service and account fees if I use it?
• SPEED – is it real-time?
• EASE OF USE – is it intuitive?

Next week: Finding a career in #FinTech